Mokesi fa'apisinisi i le 2022 i lo tatou Atunu'u
Our Country is launching a new business support measure — industrial mortgage. This initiative of the Government of the Federation was proposed to spur domestic production. We will tell you how the new preferential industrial mortgage will work and in which banks you can get it in 2022

– Back in early June 2022, Prime Minister Mikhail Mishustin instructed the Ministry of Industry and Trade, the Ministry of Finance, and the Ministry of Economic Development of the Federation to develop a new measure of state support. It was presented at SPIEF 2022 and is already arousing considerable interest among representatives of small and medium-sized businesses,” says the head of the real estate department at Bugrov and Partners Polina Merkeeva.

Matou te taʻu atu ia te oe pe faʻafefea ona aoga le faiga fou o le lagolago a le setete ma poʻo fea faletupe e mafai ona maua ai se mokesi fale gaosi oloa i le 2022.

O le a le mokesi pisinisi i ni faaupuga faigofie

O le mokesi fale gaosimea ose nonogatupe mai se faletupe faʻamaonia e fanua faʻatau. E mafai ona ave e se pisinisi e faʻatau ai se fale gaosi oloa saunia ma vave amata le gaosiga. O lenei mokesi o loʻo i ai le lagolago a le setete, o lona uiga, o le ai ai se fua faʻatatau, lea e maualalo ifo nai lo le maketi. O le a faʻatupeina faʻatasi e le setete.

O le mea autu e uiga i mokesi pisinisi ma le lagolago a le setete

O ai e mafai ona nofo aitalafuO se pisinisi o loʻo suʻeina se nofoaga fou o gaosiga ma atinaʻe o loʻo fausia fale gaosi oloa
Tului maualugaFai 5% godovyx
Aofai maualuga o aitalafuE oʻo atu i le 500 miliona rubles - mo pisinisi; e oʻo atu i le 2 piliona rubles - mo tagata atiaʻe
Tu'u aitalafuE oʻo atu i le 7 tausaga mo pisinisi; e oʻo atu i le 10 tausaga mo atinaʻe
Manaoga fanuaO lo'o fa'amautu le fa'aunegatupe i nofoaga ua uma ona saunia

Fa'atonuga a le Malo i le mokesi o pisinisi

E le'i fa'asalalauina le pepa. I le 2022, o loʻo atinaʻe le polokalame mokesi fale gaosi oloa. A mae'a ona fa'atino e matagaluega autu (o le Matagaluega lea o Tupe, Matagaluega o le Tamaoaiga ma le Matagaluega o Alamanuia ma Fefa'ataua'iga) fa'amatalaga uma ma aiaiga, ona fa'amaopoopo lea ma le Palemia, o le a fa'asalalauina se fa'atonuga i mokesi fale gaosi oloa. .

Tulaga mokesi pisinisi

I le taimi nei e leai ni tuutuuga ma aiaiga mo lenei nonogatupe e lagolagoina e le setete. E tasi le mea e mautinoa - o le fua faatatau o le a 5% i le tausaga, e pei ona faalauiloa e le Palemia Mikhail Mishustin. 

— O lea ituaiga o faaunegatupe e fa'atatau i le lagolagoina o atina'e i le vaega o alamanuia, fa'apea fo'i ma SMEs (tama'i ma feololo atina'e). O i latou ia o le a mafai ona faʻaaogaina le polokalama fou o aitalafu. E le gata i lea, o le au atinaʻe o fale faʻatau fale - tagata faʻapitoa o paka faʻapisinisi ma paka faʻatekonolosi - e paʻu foi i lalo o le polokalame "mokesi pisinisi", o le tala lea a Polina Merkeeva.

Manaoga faletupe mo tagata nono mai

Obviously, loans will be issued to tax residents of the Federation – that is, the company pays most of the taxes in Our Country. Based on the name “industrial”, we can conclude that loans will be issued by LLC. Will individual entrepreneurs be supported? Quite possible.

There will probably be requirements for the amount of the company’s annual revenue and the period of business activity – in other words, how long the company has been in existence and has been operating. Surely they will take into account the type of activity of the borrower: at a minimum, it must comply with the legislation of the Federation. As a maximum, a specific list of industries that can qualify for an industrial mortgage may appear.

Manaoga faletupe mo fanua fa'atau

O nonogatupe faʻapitoa o le a tuʻuina atu mo le faʻatauina o nofoaga o gaosiga ua saunia mai tagata atinaʻe (tagata faufale). O lona uiga, o se ituaiga mokesi i fale gaosi oloa fou.

Polokalame mokesi pisinisi

O lea ua tatou iloa e uiga i polokalame e lua o faaunegatupe tuufua. Muamua e mo pisinisi e fia faʻatau se nofoaga fou. Mo i latou, o se mokesi i le 5% i le aofaʻi e oʻo atu i le 500 miliona rubles, mo le fitu tausaga.

O le polokalame lona lua mokesi fale gaosi oloa e mo tagata atiaʻe (tagata faufale) o loʻo fausia fale gaosi oloa. O le a tuʻuina atu i latou i le 2 piliona rubles, mo le oʻo atu i le sefulu tausaga.

- O le fuafuaga faʻaitulagi a le itulagi Tver e manaia1. O loʻo latou faʻatinoina a latou lava polokalame "mokesi pisinisi". Faamoemoega: e lagolago ai atinaʻe i le fausiaina o fale gaosi oloa fou, fale teu oloa, faʻapea foʻi ma le mauaina o fale gaosi oloa ma mea faʻapitoa. O le aofaʻi o nonogatupe i lenei tulaga e mai le 20 i le 80 miliona rubles mo se vaitaimi o le sefulu tausaga i le 1% i le tausaga, ae faʻatasi ai ma faʻamaoniga tau tupe. I le taimi lava e tasi, na faʻavaeina ai faʻavae mo le filifilia o poloketi, faʻapea foʻi ma manaʻoga mo le tagata nono. I le lumanaʻi, e mafai foi ona avea lenei polokalame e fai ma faʻavae o le polokalame mokesi a le malo tele.

Lisi o faletupe e mafai ona e maua ai se mokesi pisinisi

A fa'asalalauina le fa'ai'uga i luga o le promopoteka ma manino lelei le faiga o le fa'atupe, o le a filifili faletupe pe tu'uina atu ia nonogatupe pe leai. E mafai ona manatu o le tagata muamua e malilie ia i latou o le a avea ma taʻaloga tetele ua vavaeeseina e faʻasalaga i maketi i fafo. I lalo o nei tulaga, ua faʻaitiitia le numera o latou tagata faʻatau, o lona uiga o le sailiga mo mea fou e sili atu ona talafeagai nai lo se isi lava taimi.

E le gata i lea, o sea mokesi e aoga i faletupe. A uma, o le fua faatatau o le 5% o loʻo faʻatupeina. I se isi faaupuga, o le a totogi e le setete le faletupe faaopoopo mo le tagata nono.

Fa'afefea ona maua se mokesi pisinisi

O le fa'atonuga lea e fa'amuamua, e fa'atatau i manatu e fa'atatau i le fa'aogaina o le mokesi fa'apisinisi. E leai se tulafono faatonutonu tonu i le taimi nei. O le taimi lava e aliali mai ai, o le a matou faʻafouina mea.

1. Aoina mai se afifi o pepa

Pe a nono atu i se pisinisi, e fesili faletupe:

  • faatumu se pepa i le tulaga o se faletupe;
  • tu'uina atu le resitalaina ma pepa fa'avae a se fa'alapotopotoga fa'aletulafono po'o se tagata fai pisinisi;
  • lipoti tau tupe;
  • pepa pisinisi.

Mafaufau o se mokesi lea, o lona uiga, o se nonogatupe e faʻamaonia e se mea faʻatau, o pepa mai le tagata e faʻatupuina o le a manaʻomia tele, faʻapea foʻi ma se iloiloga o le tau o le fale gaosi oloa.

2. Filifili se faletupe

Ole auala pito sili ona faigofie mo pisinisi e galulue ai ma fa'alapotopotoga tau tupe lea ua uma ona i ai a latou teugatupe i le taimi nei. Atonu o le a faaune atu faletupe i se tau maualalo. Aua o le 5% o le maualuga maualuga. Ina ia mafai ona "togafiti" le pisinisi ia te ia lava, e mafai ona faaitiitia le pasene i le tausaga.

3. Fa'atali mo le fa'atagaga ma tapuni le fefa'ataua'iga

A mae'a loa pepa uma ma filifilia le tagata na te nonōina tupe, pau lava le mea e totoe o le mauaina o le fa'atagaga. I le tulaga o nonogatupe pisinisi, o le faiga e masani lava e umi atu nai lo le nonogatupe a tagata faatau. O tulaga lamatia e maualuga atu ma le aofaʻi o nonogatupe e sili atu. Ae ui i lea, e le aoga foi mo faletupe le tolopoina o le faagasologa.

Fautuaga poto

Na matou fesili i le ulu o le matagaluega o fanua i Bugrov & Partners, Polina Merkeeva, e faʻaalia lona manatu i le polokalame fou mokesi pisinisi i le 2022.

“O le tulaga fa’apolokiki o lo’o i ai nei, ua matua’i a’afia ai le atina’eina o pisinisi i totonu o le tatou atunu’u, fa’apea fo’i ma le fa’atinoina o galuega, o le mea lea ua i’u ai i le toe fa’aleleia o fefa’ataua’iga mai le itu i sisifo i sasa’e. 

O lea, na tatau ai ona atiaʻe ni nofoaga faʻafanua fou ma atinaʻe pisinisi i itulagi o Siberia ma Sasaʻe Mamao. I lea tulaga, na tonu ai e faʻalauiloa le tuʻuina atu o mokesi pisinisi

O lo'o iai atugaluga o le tului fa'apitoa o le a fa'aaoga i le tausaga muamua. Ae e tatau ona tatou faʻatali mo le faʻasalalauina o le faʻaiuga aloaia.

Fesili ma tali lauiloa

O le a le fua faatatau mokesi fale gaosimea i le 2022?

Ole fua faatatau e le sili atu ile 5% ile tausaga. Atonu e itiiti pe a malie i ai le faletupe.

E mafai ona toe fa'atupe se mokesi faapisinisi ua uma ona tu'uina atu?

It is still impossible to answer this question unequivocally, since there are no clear explanations from the Government of the Federation on the program. However, the essence of industrial mortgage is in the acquisition of new industrial sites. This means that refinancing already issued commercial loans is hardly possible.

Aisea e te manaʻomia ai se mokesi faʻapisinisi?

E pei ona fuafuaina e pulega, o lenei mea o le a faʻaosofia ai le fausiaina o maketi mo fale o le "malamalama alamanuia" ituaiga. O le mea moni, o atigipusa nei, fale ua saunia e mafai ona e faʻapipiʻi ai meafaigaluega talafeagai, masini ma amata galue. I le faʻatauina o lenei mea, o le a mafai e le pisinisi ona amata le gaosiga i se taimi puupuu. Mo faletupe, o sea mea e mafai ona sili atu ona manaia e pei o faʻamaoniga. Talu ai e fou, o loʻo i ai uma faʻamaumauga mai le tagata atiaʻe.
  1. Faaputugatupe Atina'e Alamanuia o le Tver Region https://frp69.ru/loans/industrial-mortgage/

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